Fraud Policy

This Fraud Policy (“Policy”) outlines the guidelines and measures in place to detect, prevent, and respond to fraudulent activities on (“CirculateBLACK” or “Platform”). This Policy applies to all users and covers the Business Social Network, the Business Directory, the Online Marketplace, the Crowdfunding Platform, and Online Payments. By accessing or using the services, you agree to comply with this Policy. Please read it carefully.


1.1 Definition: Fraudulent activities refer to any deceptive, dishonest, or illegal actions intended to gain unauthorized benefits, exploit others, or cause financial harm to CirculateBLACK, its users, or third parties.

1.2 Prohibited Activities: Users are strictly prohibited from engaging in any fraudulent activities on the Platform. This includes, but is not limited to, the following:

a) Creating fake accounts or impersonating others. b) Misrepresenting personal or business information. c) Providing false or misleading financial information. d) Engaging in phishing or other fraudulent schemes to obtain sensitive user information. e) Initiating fraudulent transactions, including unauthorized use of payment information. f) Manipulating or falsifying user reviews, ratings, or feedback. g) Offering counterfeit or illegal products or services. h) Conducting fraudulent fundraising campaigns. i) Participating in money laundering or other illegal financial activities.


2.1 Account Verification: CirculateBLACK may implement account verification processes to ensure the accuracy and legitimacy of user information. Users may be required to provide supporting documentation or undergo additional verification procedures.

2.2 Fraud Monitoring Systems: CirculateBLACK utilizes fraud monitoring systems and techniques to detect and prevent fraudulent activities. These systems may include automated algorithms, machine learning, and manual reviews to identify suspicious behavior and patterns.

2.3 Risk Assessment: CirculateBLACK assesses the risk associated with user activities, transactions, and interactions on the Platform. Unusual or high-risk activities may trigger additional scrutiny or account restrictions.

2.4 User Reporting: Users are encouraged to report any suspected fraudulent activities they encounter on the Platform. Reports should be submitted through the designated channels provided by CirculateBLACK.

2.5 Collaboration with Law Enforcement: CirculateBLACK cooperates with law enforcement agencies to investigate and prosecute fraudulent activities. User information and transaction records may be shared with relevant authorities as necessary.


3.1 Account Suspension or Termination: CirculateBLACK reserves the right to suspend or terminate user accounts involved in fraudulent activities, as determined in its sole discretion. This includes the removal of related content and listings.

3.2 Financial Liability: Users engaging in fraudulent activities may be held financially liable for any damages caused to CirculateBLACK, its users, or third parties. This may include reimbursement of losses, legal fees, and other related costs.

3.3 Legal Action: CirculateBLACK may pursue legal action against individuals or entities involved in fraudulent activities, seeking damages and appropriate legal remedies under applicable laws.

3.4 Cooperation with Payment Processors: CirculateBLACK collaborates with payment processors to investigate and resolve fraudulent transactions. This may involve sharing relevant information to protect the interests of users and prevent further fraudulent activities.


4.1 User Obligations: Users have the responsibility to ensure the accuracy, honesty, and integrity of the information they provide on the Platform. Users must comply with applicable laws and regulations and refrain from engaging in any fraudulent activities.

4.2 Reporting Suspected Fraud: Users are encouraged to promptly report any suspected fraudulent activities they encounter on the Platform. Reports should include detailed information and evidence to assist in the investigation.

4.3 Cooperation with CirculateBLACK: Users are required to cooperate fully with CirculateBLACK during any investigations related to suspected fraudulent activities. This may involve providing additional information, responding to inquiries, or taking appropriate actions as requested.

CirculateBLACK is committed to maintaining a safe and trusted environment for all users. By using the services provided by, you acknowledge that you have read, understood, and agree to comply with this Fraud Policy.


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